Life without money worries must be amazing. Living with more than enough to keep you comfortable and secure for the future, no problem with saving cash for emergencies and plenty to spend on those fun little items that make life easier or more entertaining. Travel, shopping, the best school, beautiful homes…the life of a millionaire. For many, it is a dream that will never come true.
In fact, the rest of us have a much more grim outlook, though no less happy. We have to work hard to balance our budgets and keep an eye on what we spend. We have to pay down debts or keep debts from piling. We have to toil for our homes, choose the schools we are best able, save all year for the family vacation that may or may not be where we would truly wish to go. That is the life of the average person, and a major stress in our life is general finances and making sure it all goes where it has to.
That doesn’t mean you never get what you want, or what might be useful however. Chances are you or someone in your family has the ever popular iPhone. Maybe it was a gift or reward, or just something you had to have. Luckily, it has so many uses that it is worth the cash. In fact, it can help you to save some you might have otherwise spent.
The five best iPhone apps for saving money.
1. Billminder – One of the most popular iPhone applications for finances on the web, Billminder is a brilliant and simple program that does just what it sounds like: reminds you about bills. Not only does it keep track of your bills, but it tells you if they are paid or unpaid, watches your accounts and is so easy that anyone could use it.
2. Dinner Spinner – Dinner Spinner by AllRecipes.com is an interesting little app that takes advantage of the motion detecting technology of the iPhone. You shake the phone and it ‘spins’, taking you to a random meal combo, complete with directions, ingredients and time to cook. You can also search by other means, such as ingredients, category, nutritional info and more. It will give you fresh ideas to keep you from eating out.
3. Textfree Unlimited – Do you want to send the occasional text, but hate spending so much money per month for a full package when you so rarely use the feature? This is the perfect app for you. For only $5.99 (a one time charge) you can download and use this texting app. You have to have it on to receive or send a text message, but if you rarely do so it is a great way to save money on your monthly phone bill.
4. Skype – If you make international calls, you are probably spending a lot of money on a plan or on long distance charges. But you don’t have to. Skype is already one of the leading Internet based phone services on the web, and they now have an app where you can use your Skype credit to make cheap calls to any phone in the world.
5. Mixology – Who would want to spend $6 on a rum and coke? Skip the bar and mix your own favorites at home. Great for parties or just yourself, Mixology has a full mixing guide app so you can make everything, from a pina colada to a sex on the beach.
Guest post by Annie Dunn: Annie is a social media enthusiast and frugal mom who blogs for HomeLoanFinder, the premiere free Australian-based home loan finder. If you are not from Australia, consider going through How to Choose a Home Loan guide by HomeLoanFinder.com.au
Main image by pasukaru76
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